Small Business News

King’s Speech: FSB Welcomes Historic Late Payment Reforms

The Federation of Small Businesses has welcomed the Government’s formal commitment to tackle late payments, calling it a major moment for small firms across the UK.

A major step forward for small firms

The Federation of Small Businesses has welcomed the Government’s commitment to introduce new legislation aimed at stamping out poor payment practices affecting small firms.

Responding to the King’s Speech, FSB Policy Chair Tina McKenzie described the announcement as an “historic moment” for small businesses that have spent years dealing with late payments from larger companies.

“Late payment destroys thousands of viable small firms a year, damages growth, hits confidence, and keeps hardworking business owners up at night.”

Why late payment matters

Late payments can cause serious cash flow problems for small businesses, making it harder to cover wages, bills, tax payments and day-to-day operating costs.

FSB said that for too long, some large businesses have used smaller suppliers as a “free overdraft”, placing unnecessary pressure on business owners and limiting growth.

Energy brokers and hidden commissions

The King’s Speech also included proposals to regulate third-party intermediaries, including energy brokers and consultants.

FSB welcomed this move, highlighting the need to tackle hidden commissions, unfair sales tactics and poor transparency in energy pricing for small firms.

Tourism and hospitality concerns

FSB also raised concerns over proposals linked to visitor levies in England, warning that any new legislation must be designed carefully with small tourism and hospitality businesses in mind.

The organisation said future policy must avoid discouraging tourism or adding further pressure to sectors already facing difficult trading conditions.

What this means for SMEs

The proposed reforms could help improve cash flow, strengthen supplier protection and create a fairer trading environment for small businesses across the UK.